Insurance is there to provide protection for yourself, your investment and your business. Disaster could take any form; car breaks down, roof leaks, a major home fire, an automobile accident that leads to a legal action and someone in the family becomes ill.Insurance gives you peace of mind and you know that if anything happens to you, your family or your business that you will be financially secure.The best course of action is to prepare for the worst and hope for the best.
It provides life coverage during the term of the policy and the maturity benefits are paid off in equal installments by way of survival benefits.
1.HDFC Life Super Income Plan
2.ICICI Pru Cash Advantage
Choice of Plan options with various combinations of premium payment and policy term to meet your income goals Your Regular Income comprises of Guaranteed Base Income (GBI) payouts, varying from 8.0 % to 12.5 % of the Sum Assured on Maturity, payable every year.
It is a unique savings & protection oriented plan which offers you a guaranteed amount every month for 10 years a guaranteed lump sum at maturity, along with bonuses & life cover that provides financial security to your family in case of your death
A policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.
1.Bajaj Allianz Car Insurance
2.ICICI Lombard Car Insurance
Bajaj Allianz's preferred garages give you access to hassle-free inspection and bring to you high service standards Towing Facility in an event of a vehicle breakdown/accident
Now, get daily allowance when your car is in the garage with our Garage Cash Cover Accidental cover facility for co-passengers up-to Rs. 2 Lac
A personal accident policy is recommended to individuals not only to protect their families in the event of accidental death (which life insurance already does), but also to cover disablement, leading to loss of earning capacity, at competitive premium rates
2.TATA AIG Individual Personal Accident Insurance
Compensates for Accidental death, also covers Permanent total / partial Disablement Child education also covered.
We offer lifelong renewal provided premium is paid without any break This plan can be taken in multiple units of Rs. 5 lacs up to Rs. 1 crore.
A fire insurance is a contract under which the insurer in return for a consideration (premium) agrees to indemnify the insured for the financial loss which the latter may suffer due to destruction of or damage to property or goods, caused by fire, during a specified period.
1.ICICI Lombard Fire and Special Perils Policy
Premium rate depends on construction of building and occupancy Discount/ loading in premium is given based on past claims experience for risks exceeding Rs. 50 crores sum Insured at any location and installation of Fire Extinguisher Appliance
Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while travelling, either internationally or within one's own country
1.Religare Travel Insurance Policy
Region specific plans hence low cost, High features Double Sum Insured in case of hospitalization due to accident.